About us
Empowering Our Community Together
At Vikas Co-operative Society Limited, we are more than just a financial collective; we are a community-driven force for positive change in Karnataka. Founded on the core principles of cooperation, mutual support, and empowerment, we came together with a shared vision: to extend a helping hand to individuals and families who may not readily find support within traditional financial institutions.
We recognize that financial inclusion is crucial for the well-being and progress of our community. Many individuals with genuine needs often face barriers when seeking assistance from conventional banks and lending agencies. This is where Vikas Co-operative Society Limited steps in. We are committed to understanding the unique circumstances of our members and providing accessible, need-based support that fosters self-reliance and improves lives.
Our strength lies in our collective spirit. As a cooperative society, we are owned and governed by our members. This democratic structure ensures that our focus remains firmly on the needs of our community. Every member has a voice, and together, we work towards building a stronger, more inclusive society where everyone has the opportunity to thrive.
Our Mission: To empower individuals and families in Karnataka who are underserved by traditional financial institutions by providing accessible and need-based support, fostering self-reliance, and promoting community well-being through cooperative principles.
Our Values:
- Solidarity: We believe in standing together and supporting one another.
- Empathy: We strive to understand and respond to the unique needs of our members with compassion.
- Inclusivity: We are committed to serving all members of our community, regardless of their financial background.
- Transparency: We operate with openness and accountability in all our dealings.
- Empowerment: We aim to provide resources and support that enable our members to become self-sufficient.
We are proud to be a part of the vibrant community of Karnataka and are dedicated to making a tangible difference in the lives of those who need it most. By joining Vikas Co-operative Society Limited, you become part of a movement that believes in the power of collective action to create a more just and equitable society.

Discover New Loan Options
We offer a range of lending options tailored to meet your financial needs. Our services are designed to provide quick access to funds with competitive interest rates and flexible repayment terms.
Start with the borrower – understand their needs and provide tailored solutions.
Your Trustable Financial Partner
Meet our lending team
Dedicated professionals ensuring your financial success

Mallikarjun Hukkeri
President
Founder and chief visionary, he is the driving force behind our lending solutions. He is deeply involved in developing our services, marketing, and customer engagement strategies.

Kanavi
Vice President
Kanavi on challenges. With years of experience in the lending industry, he has played a key role in shaping our services. He is a trusted expert.

Suresh Hanchinal
Chief Operations Officer
Sureshis a passionate leader who loves helping clients achieve their financial goals. He mentors a team of loan specialists and supports a community of borrowers.

Haravi
Chief Lending Officer
Haravi, with his extensive background in finance, helps us navigate the lending landscape and enhance our offerings. He is committed to fostering financial growth for our clients.